Process of Simplifying Financial Life is a continuous process and is embodied in our investment advice and client engagement. How we lead and live our life depends on the choices or the quality of decisions we make at various stages of life.
We help our clients in making better financial decisions and provide a better choice for their Simple, Happy and Fulfilling Financial Life. Every following step, even a slight better than previous one, takes our clients closer to achieving their goals and dreams.
1. Better Tax Planning
A rupee saved is a rupee earned. We continuously use Tax Optimization strategies to lower the effective income tax on a family basis considering Indian taxation, foreign taxation and DTAA. Our ultimate goal is to minimize the tax drag.(link to the blog)
2. Better Compliances with laws
Our investment advice consistently follows world’s best practices and considers compliance with Income Tax Act, SEBI Investment Advisers Regulations, FEMA, Gift Tax, foreign tax and reporting, DTAA, Anti-money laundering, Benami Transaction Act, etc. preventing notices and inquiries resulting in saving of interest and penalties in future and ensuring mental peace and happiness.
3. Better Documentation Management
Proper documentations are maintained for investment agreement, risk profiling, financial goals, IPS, investment plan, investment advice, suitability analysis, rationale for advice, communication with clients, etc. so there is transparency, clarity of goals and visualization of the path ahead.
4. Better Financial Decisions
With our knowledge, experience and continuous research as well as properly documented goals, investment plan and processes, we are able to comprehend a 360 degree view of any situation or investment option and analyze the effect of various options on our client’s life, wealth, family, taxation, or compliance. The information is explained to the clients in a timely manner resulting in better and informed financial decisions.
5. Better Investment Management
Better information leads to better financial decisions and better financial decisions lead to optimizing investment experience. With income tax optimization and risk management, we are able to increase after-tax, risk adjusted return of our clients, resulting in better investment management and increasing probability of achieving their goals, faster.
6. Better Overall Wealth Management
With increasing income tax efficiency and optimization, better compliance with domestic and global laws, evolving investment management, continuous improvement in maintaining, retaining and accessing documentation, and superior informed financial decisions ultimately ensures implementation of effective wealth management strategies for protecting, growing, utilizing, sustaining and enjoying wealth on a continuous basis.